Protect the plan.
Preserve the relationship.

scroll to explore Turnkey execution, built for RIAs. RIA Fiduciary Solutions (RFS) keeps your advisory model intact while we handle insurance design, paperwork, and servicing—clean, compliant, and fast. Contact Us .

Built for RIAs

You stay planner of record

We execute under our license for unlicensed IARs. Or integrate with your license if you’re already appointed.
Read more
01.

Fee-friendly workflows

Preserve billing and the client experience; we operate behind the scenes.
Read More
02.
shift-gold

Advisor-only

No retail channel conflict. No client poaching.
Read More
03.
centre_drawn_support_hand_customer_icon

Well-seasoned OID

In the business since 1989; a senior Outside Insurance Desk and case design team for complex cases.
Read More
04.

What we do

Contact Us
03

Turnkey execution

Suitability, carrier selection, e-app, issue, and servicing—handled end-to-end.
02

Case design & structuring

Income, accumulation, and principal protection aligned to IPS and risk budgets.
01

Legacy contract modernization

Audit aging VAs/FIAs for fees, riders, guarantees; model side-by-side outcomes; recommend keep/modify/replace with clear documentation.
  • Dust cleaning and replacement
  • Computer diagnostics
  • Virus scan and installation
  • Software in installation

How it works

Intake

You share plan context, constraints, and goals.

Design

We present plan-aligned options with transparent trade-offs and paperwork paths.

Execute & service

E-sign to issue under our license; ongoing service handled. You remain the client’s advisor.

Why RIAs choose us

At a glance

  • Expertise (since 1989)
  • Breadth of products without quotas
  • Practice-management depth (enablement + CE)
  • External coverage (we execute under our license)
  • Well-seasoned OID

Learn More
service-icon-img-gold

No operational drag

We absorb the lift so your team doesn’t.
Read More
01
service-icon-img3-gold

Transparent economics

Clear, documented arrangements—no mystery comp.
Read More
02
service-icon-img5-gold

Clean data backend

Status and policy data mapped to your CRM/PMS.
Read More
03
service-icon-img4-gold

Experienced bench

Senior OID + case design depth, not a junior desk.
Read More
04

At a glance

Expertise (since 1989) • Breadth of products without quotas • Practice-management depth (enablement + CE) • External coverage (we execute under our license) • Well-seasoned OID

Contact Us

FAQs

Do I need an insurance license?

No. If you’re unlicensed, we execute under our license. If you’re licensed, we integrate with your appointments.

Will this disrupt my fee model?

No. Workflows preserve your advisory relationship and billing.

Which carriers/products do you use?

We work with a wide, objective range of carriers. Product selection is driven by your client’s financial plan—not commissions or quotas.

How fast is turnaround?

SLA-backed cycle times with proactive updates and clean data back to your systems.

DOWNLOAD MORE INFO

Send us a Message

We’ll respond within one business day. No sales spam.
We’ll never sell or share your data.

Securities offered through Simplicity Investments, Member FINRA/SIPC, 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. RIA Fiduciary Solutions (“RFS”) is not affiliated with Simplicity Investments. This is not an offer to sell or a solicitation to buy in any state the representative is not securities registered and insurance licensed in. 

Check the background of this firm on FINRA’s BrokerCheck. SIPC.

FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 

See additional disclosures. 

Customer Relationship Summary.

©2025 RIA Fiduciary Solutions