Live webinar with Equitable · Thursday, October 8 · 12:00 PM ET

Beyond 60/40: The 60/20/20 portfolio

In 2022, stocks and bonds fell together. Join RIA Fiduciary Solutions and Equitable to see how leading RIAs are rebuilding the bond sleeve with buffered strategies, backed by Wade Pfau’s research.

Traditional

60 Stocks

40 Bonds

Next generation

60 Stocks

20 Bonds

20 Buffered

Save your seat

45 minutes. Live Q&A. Free for advisors.

Attendees receive Wade Pfau’s full white paper. For financial professionals only.

RIA Fiduciary Solutions is not affiliated with Equitable.

What you'll learn

Rethink 60/40

Why the traditional mix may leave return on the table, and what a 60/20/20 framework looks like.

Use buffers well

How RIAs use buffered strategies next to bonds to manage downside risk.

Improve outcomes

What Pfau’s research found about volatility comparable to bonds, with more upside.

8.9%

Volatility needed for a 6.5% return using stocks and bonds only.*

3.2%

Volatility for the same 6.5% return when buffered strategies were added.*

*Hypothetical, based on Wade Pfau’s analysis using BlackRock capital market assumptions and 100,000 Monte Carlo simulations. Not indicative of future results.

Tim Rembowski

Head of RIA Sales, Equitable

Tim works with RIAs nationwide on integrating structured strategies into fee-based portfolios. He’ll walk through the research and take your questions live.

In collaboration with

Equitable is a leading provider of structured investment strategies for fee-based portfolios. Tim Rembowski, Head of RIA Sales at Equitable, will present the research and answer your questions live.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (NY, NY), Equitable Financial Life Insurance Company of America, and Equitable Distributors, LLC. RIA Fiduciary Solutions is not affiliated with Equitable. Equitable does not sponsor, endorse, or assume responsibility for the advisory services provided by RIA Fiduciary Solutions.

Your clients are asking about downside protection. Have the answer.

Hypothetical results based on analysis by Wade D. Pfau, Ph.D., CFA, RICP, using BlackRock capital market assumptions (February 2023). Stock and bond returns are gross of fees. Buffered strategies protect against some downside risk; if the negative return exceeds the protection level, there is a risk of substantial loss of principal. Variable annuities are subject to market risk, fees, and charges. Past performance is not a guarantee of future results.

For advisor use only. Not for distribution to the public. We serve RIAs; we do not act as a fiduciary to end clients and do not provide tax or legal advice. Securities offered through Simplicity Investments, Member FINRA/SIPC, 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. RIA Fiduciary Solutions is not affiliated with Simplicity Investments or Equitable. Dr. Wade Pfau is not affiliated with Equitable or RIA Fiduciary Solutions.